Privacy Policy Notice (as of June 26 , 2004)
PURPOSE OF THIS NOTICE
As provided by law, we are generally prohibited from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. Accordingly, we are providing you with this document, which notifies you of the privacy policies and practices of the Bianchi Insurance Agency (“BIA”).
Furthermore, we wish to inform you that we do not share your personal information with any non-affiliated third parties for any purpose that is not specifically authorized by law unless we obtain your affirmative permission.
OUR PRIVACY POLICIES AND PRACTICES
1. Information we collect:
A. Categories of
Information Collected and Sources From Which We Collect It
We collect nonpublic personal information about you from the
following sources:
· Information we receive from you on applications or other forms you submit to us, from your dealings with us, and from our website.
· Information about your transactions with us, our affiliates or others.
· Information we receive from consumer reporting agencies.
· Information we receive from medical records or medical professionals.
Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected about you.
B. Persons
From Whom Information is Collected
We may collect nonpublic personal information from individuals other than those
proposed for coverage.
C. Information From Credit Reports or Investigative Consumer Reports
If you authorize us to do so, we may obtain information about you from credit reports or other investigative consumer reports prepared by third parties at our request. If you authorize us to request such information and we request such information, you should be aware that:
· You have the right to request to be interviewed in connection with the preparation of an investigative consumer report.
· Upon request, you are entitled to receive a copy of the consumer reports.
· The information obtained from the reports prepared by a third party may be retained by the third party and disclosed to other persons.
2. Information we may disclose to third parties:
In the course of our general business practices, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described:
· To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us.
· To an insurance institution or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction.
· To an insurance institution or credit reporting agency for either this agency or the entity to whom we disclose the information to perform a function in connection with an insurance transaction involving you.
· To a medical care institution or medical professional in order to verify coverage or benefits, inform you of a medical problem of which you may not be aware, or conduct an audit that would enable us to verify treatment.
· To an insurance regulatory authority, law enforcement, or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities.
In addition to those
circumstances listed above, and unless you direct us not to by completing the
attached Opt Out Form, we may disclose certain information about you to third
parties whose only use of the information will be for the purpose of marketing a
product or service. Under no circumstances will we disclose for marketing
purposes:
(1) any medical information;
(2) information relating to a claim for a benefit or a civil or criminal
proceeding involving you; or
(3) personal information relating to your character, personal habits, mode of
living or general reputation.
3. Your right to access and amend your personal information:
You have the right to request access to the personal information that we record about you. Your right includes the right to know the source of the information and the identity of the persons, institutions or types of institutions to whom we have disclosed such information within two (2) years prior to your request. Your right includes the right to view such information and copy it in person, or request that a copy of it be sent to you by mail (for which we may charge you a reasonable fee to cover our costs). Your right also includes the right to request corrections, amendments or deletions of any information in our possession. The procedures that you must follow to request access to or an amendment of your information are as follows:
To obtain access to your information: You should submit a request in writing to Choicepoint . The request should include your name, address, social security number, telephone number, and the recorded information to which you would like access. The request should state that you would like a copy of the information sent to you by mail.
To correct, amend, or delete any of your information: You should submit a request in writing to Choicepoint. The request should include your name, address, social security number, telephone number, the specific information in dispute, and the identity of the document or record that contains the disputed information. Upon receipt of your request, Choicepoint will contact you to notify you either that they have made the correction, amendment or deletion, or that they refuse to do so and the reasons for the refusal, which you will have an opportunity to challenge.
4. Our
practices regarding information confidentiality and security:
We restrict access to nonpublic personal information about you to those
employees who need to know that information in order to provide products or
services to you. We maintain physical, electronic, and organizational
safeguards to protect information about you.
5. Internet Policies and Procedures
BIA respects the privacy of the individuals and businesses accessing/using (“Users”) its website (“Website”). BIA collects limited information about Users who visit areas of BIA’s Website. This information is automatically collected on an aggregate basis (“Aggregate Information”) to measure traffic on the Website.
The Website contains hyperlinks to Internet sites of Insurance companies we
represent and other businesses and resources, and each Internet site may have
its own privacy and data collection policies and practices. BIA is not
responsible for the privacy and data collection policies of other
businesses and resources, or for the content of their Internet sites. Users
interested in the privacy and data collection policies and practices of
other businesses and resources linked on BIA's website should review their
policies. BIA makes no representations of any kind about the internet sites of
other businesses and resources linked on BIA's website and BIA disclaims all
warranties and responsibilities of any kind, including, without limitation,
warranties and responsibilities with respect to the other businesses’ and
resources’ privacy and data collection policies and practices, and actions.
This notice is being provided on behalf of
Bianchi
Insurance
Bianchi Agency - 2301 Milton Ave - Solvay, NY 13209 - CNYINS@gmail.com
Insurance,
Homeowners, Car, Estimate, Quote, Syracuse, Solvay, Cheap, DWI, Suspended,
Revoked, Points, Discount, Local Office, Local Agent, Auburn, Baldwinsville,
Marcellus, Geddes, Liverpool,
Fairmont, Camillus, Tully, Fabius, Pompey, Skaneateles, Elbridge