Proof of Prior Insurance
Valid Proof of Prior Insurance:
One of the elements used in rate determination is proof of prior insurance. Continuous liability or physical damage coverage for at least one year
is considered valid proof of prior insurance. Please encourage your customers to provide documentation that shows:
• Liability or physical damage coverage for named insured listed on the Progressive Commercial policy (Exception: A policy listing the spouse as
the named insured is acceptable as long as the Progressive Commercial named insured is listed as a driver)
• Limits of coverage
• Effective dates of coverage
Acceptable proof of prior insurance documentation:
• Declarations page • Non-renewal notice • Renewal notice • Insurance company letter
• ID card showing liability limits • Agency management print screen • Recent bill • Certificate of Insurance